Earlier my mom dad Mediclaim was getting paid with higher premium. This time there was no arrangement for such large amount. Dad's premium was 27k and mom's was 21k. I was in tension. Then I request VK to solve the Mediclaim issue of both. I finally went for portability of both policies. And I requested Vk that I want the premium total for both around 21000. Agent was saying it can go to 24-25k for both in totality. After requesting to Vk I got Cal in two days that premium total is 21500.I am so happy that the issue got resolved. Thanks to Vk I ported the policies. Thanks Sharat sir. Long journey to go with Vk. I got my Vk on 25th Nov. Will complete a month soon.