Regarding closing of account, you can send GOLDEN SUNRISE to account closing application and to documents . Give ALL CLEAR SERUM to the process.
SHIELD OF 7 RAYS to the balance amount.
Check out where is the delay, if its for pending documents, use GOLDEN SUNRISE REACH for those documents.
If its with the bank officials, you can send LOVE SERUM to the officials if you are handling the transfer application formalities.